THE SMALL BUSINESS NUMBERS DESKU.S. edition 2026

Small business. Real numbers.

The salary is
just the start.

Before you make the offer, add up what comes with it. Employer taxes. Benefits. The laptop on day one.

Build your hiring budget

Free to use No sign-up Your numbers stay private

01 Every cost, broken down

02 Assumptions you can check

03 Two scenarios, side by side

Inside the kitHIRING & PAYROLL

What does one more
employee really cost?

Turn a salary or hourly rate into an annual and monthly budget. Add your benefits and insurance, then compare a different offer without starting over.

Open the employee cost calculator

Put the whole offer on paper

  • Pay + employer payroll taxes
  • Benefits + retirement contributions
  • Insurance + one-time setup
2026 federal parameters

A number is only useful if you trust it

Open the math.
Check the assumptions.

You shouldn’t need to guess what a calculator includes. Every result separates pay from employer costs, names the estimates you supplied, and flags the costs you haven’t entered.

Federal parameters have linked sources and a review date. State taxes and insurance come from your own notices or quotes.

Read how the math works